Finance Vocabulary #2

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1.
money earned on a savings account or a fee applied when using/borrowing money
2.
a bank account or other financial account owned by two or more people, with each owner having equal access to the funds in the account
3.
the line on a check for your own personal note
4.
allows customers to conduct banking transactions remotely using a mobile device
5.
type of bank or credit union account that combines features of checking and savings accounts
6.
a transaction is declined or returned because there isn't enough money in the account
7.
that allows customers to conduct financial transactions through a bank's website or mobile app
8.
the money is added or subtracted from your register but not from your account
9.
an agreement with the bank or financial institution to cover overdrafts on a checking account
10.
having taken more money out of a bank account than the account contained
11.
the person receiving the money
12.
the person sending the money
13.
personal identification number
14.
a check that has been written with a future date, and it is illegal
15.
to make sure that your records match the banks records
16.
a systematic record of financial information, such as transactions, names, or other data
17.
for people who want to save every month towards a goal
18.
when the check is signed and for deposit only is written on it as well
19.
the first set of numbers at the bottom of the check
20.
a bank account that earns you money while protecting the money
21.
an extra charge assessed for a service
22.
a document that financial institutions use to authenticate a customer's signature for personal and business bank accounts.
23.
the part of a check that requires your signature
24.
when a check is signed by the receiver and can be transferred to a second party “pay to the order of”
25.
is the amount of money in an account at the beginning of a new accounting period
26.
an agreement, or communication, between a buyer and seller to exchange goods, services, or assets for payment
27.
canceling a check before it is sent
28.
when money is withdrawn from your account
29.
Slip a bank document where the date, account number, and amount of money to be withdrawn from a bank are written