Unit 4: Fixing Your Credit

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1.
Shares financial information only with firms that have a legal purpose.
2.
Created the credit scoring model that assigns a numeric score.
3.
The ability to borrow funds that will be repaid in the future.
4.
Copying your credit card or debit card numbers from cards through reading devices.
5.
Someone improperly accesses personal information by posing as someone.
6.
Common techniques include e-mails and asking you to verify account information.
7.
Uses e-mail viruses to redirect from a legitimate website designed to obtain personal information.
8.
People who provide credit.
9.
Total amount of money originally agreed to pay back.
10.
Price one pays for borrowing money from a lender and is stated as a percentage.
11.
Credit that is extended for a short term, 30 days or less.
12.
Credit used for specific purchases but allows the borrower more time to repay the money.
13.
Credit allowing consumers to borrow up to a preset maximum amount.
14.
A federal law prohibiting creditors from denying credit based on discrimination.
15.
Money that you owe.