1.
Unauthorized fraudsters gain access to online or mobile banking account and use it to view information, move money, etc.
2.
Fraudsters change the amounts and payee on a stolen check
3.
Write check from one account and deposit into another account at different financial institutions
4.
Fraudsters use chemicals to remove the ink from the "pay to the order" and "amount" sections
5.
Altered payee and/or amounts on bank checks
6.
Victims receive checks for their winnings and are instructed to return some of the funds for fees and taxes
7.
Fraudsters open new accounts and use starter checks to intentionally commit fraud
8.
Scammers contact victims with offers of work from home jobs. They mail the victim a check with instructions that send back the extra money for expenses.
9.
Fraudsters deceive people into revealing sensitive information or installing malware
