1.
Based on age, health, lifestyle, and labs etc.
2.
A leveled payment throughout the term of the policy
3.
Window during which a term policy may be switched to a permanent policy
4.
Discounted rate based on premium payment being annual, semi-annual, quarterly, monthly
5.
Drafts occur on the 1st, 8th, 15th, and 22nd of each month.
