1.
Covers loss or damage to business buildings, machinery, and equipment.
2.
Protects businesses against claims from products causing injury or damage.
3.
Protects professionals against legal claims from negligence or errors in advisory services.
4.
Mandatory insurance for business vehicles covering accidents and third-party damages.
5.
Funding assistance provided by governments to support business development or specific sectors.
6.
Loan not secured by collateral, backed by directors’ personal guarantees.
7.
Line-of-credit for short-term working capital; interest charged only on the amount used.
8.
Using invoices as collateral to receive early payment for completed services or sales.
9.
Offering shares of a private company to the public to raise capital.
10.
Requirement for public companies to report accounting, tax, and other business information.
11.
Day-to-day risks in equipment handling, workers, customers, and product/service delivery.
12.
Risk related to adhering to laws, regulations, and industry rules.
13.
Risk from data breaches, cybersecurity issues, and protecting the company brand.
14.
Access to public investment, transparency, and enhanced public image for the company.
15.
High cost, legal disclosure requirements, and ongoing management effort.
