1.
TILA - ADVERTISING LAW THAT REQUIRES CLEAR DISCLOSURE OF LOAN TERMS AND COSTS
2.
APR - TOTAL COST OF CREDIT EXPRESSED AS A YEARLY RATE
3.
FINANCE CHARGE - ANY FEE OR COST ASSOCIATED WITH BORROWING MONEY
4.
DISCLOSURE - INFORMATION GIVEN TO BORROWERS ABOUT LOAN TERMS
5.
RESCISSION - RIGHT TO CANCEL A REFINANCE WITHIN 3 DAYS
6.
CONSUMMATION - POINT WHEN THE BORROWER BECOMES LEGALLY OBLIGATED
7.
CREDIT - ABILITY TO BORROW MONEY WITH PROMISE OF REPAYMENT
8.
ADVERTISING - PROMOTIONAL MATERIAL FOR LOANS THAT MUST FOLLOW RULES
9.
TRID - LAW COMBINING TILA AND RESPA DISCLOSURES
10.
DWELLING - 1 TO 4 UNIT RESIDENTIAL PROPERTY