1.
An account set up through an employer to cover health costs with pretax dollars that has very little or no rollover from year to year
2.
Health insurance that provides protection against the high cost of treating severe or lengthy illness or disabilities and usually has a high deductible and lower premiums
3.
A percentage you pay each time you receive medical treatment, after you’ve paid your deductible
4.
Auto insurance that protects you against costs to repair your own vehicle after a crash
5.
Health insurance plan where you do not need a referral to see a specialist and your care is only covered in-network.
6.
A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy
7.
Auto insurance that protects you against costs to repair or replace your vehicle after events out of your control such as weather, vandalism, theft, etc
8.
A fixed dollar amount that you agree to pay each time you receive medical treatment, such as a doctor's visit or prescription
9.
person who compiles and analyzes statistics to calculate risk and determine insurance rates and premiums
10.
An account in which you can save pre-tax dollars to pay for out-of-pocket health care expenses
11.
The maximum amount an insurance company will pay if you file a claim
12.
A health insurance plan in which patients receive health care from designated providers.
13.
An agreement where you make regular payments to a company and the company promises to pay you money if you suffer a specified injury, illness, loss, etc
14.
Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident
15.
The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
16.
A contract in which an individual or entity receives financial protection or reimbursement against losses
17.
A health insurance plan where you need a referral from your primary care provider to see a specialist and you will pay less by staying in-network.
18.
A health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient.
19.
The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time
20.
A situation involving exposure to danger, harm, or loss
21.
The spreading of financial risk evenly among a large number of contributors to the program
22.
Auto insurance that protects you against another driver not having enough coverage to pay the entirety of your losses
23.
Percentage of healthcare expenses a health insurance plan will pay
